Choosing the right bike coverage in Malaysia will involve assessing numerous factors, including protection alternatives, premiums, customer care, and extra Advantages offered by unique insurers. This guidebook compares a few of Malaysia's major motorbike insurance coverage providers to assist you to make an knowledgeable choice that satisfies your Using requirements and spending plan.
one. Allianz Malaysia Berhad
Coverage Alternatives: Allianz Malaysia provides comprehensive protection alternatives tailored to safeguard the two riders as well as their bikes. Their guidelines ordinarily incorporate:
Third-Bash Liability: Covers damages and accidents brought on to Many others in a mishap.
Own Problems: Covers maintenance or substitute expenditures on your motorcycle resulting from accidents, fireplace, or theft.
Private Incident: Supplies compensation for bodily injuries or death ensuing from an accident.
More Rewards: Roadside aid, health-related expenses, and a lot more.
Premiums and Discount rates: Allianz Malaysia offers aggressive premiums with prospects for reductions based upon Secure Driving records, many policies, and membership affiliations.
Customer care: Known for successful claims processing and fantastic consumer guidance.
2. AXA Affin Normal Insurance policy Berhad
Coverage Selections: AXA Affin gives adaptable motorcycle insurance plan ideas with thorough coverage, like:
3rd-Get together Legal responsibility: Covers authorized liabilities for bodily injury or house harm to Other people.
Individual Damage: Addresses maintenance expenses in your motorcycle in mishaps, theft, or purely natural disasters.
Individual Incident: Provides coverage for accidental Dying or bodily damage.
Premiums and Special discounts: AXA Affin delivers competitive premiums and bargains for Secure riders, loyalty packages, and bundling insurance policies.
Customer Service: Reputable customer care using a consumer-welcoming claims approach and 24/seven assistance.
3. Etiqa Coverage Berhad
Coverage Alternatives: Etiqa presents motorcycle insurance policy options designed to safeguard riders comprehensively, which include:
3rd-Celebration Legal responsibility: Protection for lawful liabilities arising from incidents.
Own Injury: Defense versus restore or alternative expenditures for your motorcycle.
Personalized Incident: Protection for injuries or Loss of life ensuing from incidents.
Supplemental Advantages: Roadside support, clinical fees, and loss of add-ons.
Rates and Savings: Etiqa presents competitive premiums with special discounts for Safe and sound riders, multi-plan holders, and more.
Customer Service: Recognized for responsive customer support and successful promises handling.
4. Liberty Insurance policy Berhad
Coverage Possibilities: Liberty Coverage features motorcycle insurance coverage programs with A selection of protection solutions, like:
Third-Celebration Legal responsibility: Protection for lawful liabilities resulting from accidents.
Personal Injury: Addresses motorbike insurance mend charges in your bike as a consequence of accidents or theft.
Personal Accident: Offers compensation for bodily damage or Loss of life resulting from mishaps.
Premiums and Discount rates: Aggressive rates with savings accessible for Safe and sound riders, plan renewals, and loyalty courses.
Customer care: Liberty Coverage is regarded for excellent customer service and prompt claims settlement.
five. Zurich General Insurance Malaysia Berhad
Coverage Options: Zurich Malaysia provides extensive motorbike insurance policy programs with the next protection possibilities:
Third-Get together Legal responsibility: Handles lawful liabilities for bodily personal injury or assets damage to others.
Own Damage: Handles maintenance or substitution expenditures in your motorbike on account of mishaps, theft, or hearth.
Private Accident: Offers coverage for accidental death or bodily personal injury.
Rates and Savings: Aggressive premiums with special discounts for Secure riders, multi-policy holders, and promotional features.
Customer care: Zurich Malaysia presents reputable customer support with an easy claims process and 24/seven guidance.